Expecting a baby is an exciting time, but the financial paperwork can be confusing. When Caroline’s OB-GYN handed her a financial agreement for a “global billing package,” she wasn’t sure what it meant for her costs.

In this episode, Melody breaks down exactly what a maternity global package is and why it’s used. Learn the critical steps to verify the cost with your insurance, what questions to ask about included and excluded services, and how to make sure you don't get hit with unexpected fees from the hospital. This is your guide to financially preparing for your new arrival with confidence.

Featured Topics:

• What is a global billing package for maternity care?
• How to verify the amount your doctor is asking for with your insurance plan.
• Understanding what services are typically included and excluded from the package.
• How to clarify potential hospital fees vs. physician fees to avoid surprises.

What You’ll Hear:

• [00:40] What is a Global Package?
• [01:05] Step 1: Check Your Insurance Benefits for Maternity Care.
• [01:48] What to Do When Your Doctor’s Bill and Insurance Don’t Match.
• [02:45] Step 2: Understand What's Included vs. Not Included.
• [03:20] Step 3: Ask About Additional Hospital Fees.
• [03:55] Final Takeaways for Financial Planning.

Want to Ask Melody? Visit: https://melodymulaik.com/ASK Don’t forget to subscribe so you won’t miss an episode. If you're expecting and have received a financial agreement from your OB-GYN for a "global billing package," this episode is a must-listen.