In this conversation, Colin Richards explains what sets Lord and Richards apart in retirement planning. He outlines a values-driven approach to financial decision-making, then walks through the practical retirement issues many families face, including income planning, debt, market risk, chronic illness costs, and legacy preparation. The focus is on building a retirement strategy that reflects your priorities, protects against major financial threats, and helps you make thoughtful decisions for the years ahead.

We cover:

• What makes one retirement planning approach different from another

• Five core planning priorities, including debt reduction, risk management, old-age planning, and legacy considerations

• Why retirement income planning requires a different strategy than simple portfolio accumulation

• How chronic illness costs can disrupt retirement and why advance planning matters

• Why risk reduction and long-term stewardship are central to protecting retirement assets

• How to think about passing wealth, values, and financial direction to the next generation

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📞 720-372-0400

🌐 https://lordandrichards.com

Investment Advisory Services offered through Lord and Richards Wealth Management, LLC, a Registered Investment Adviser.