In this episode, we sat down with Zia Zaman. Zia is known for his roles in innovation, strategy, and marketing in well-known companies like MetLife and Singtel. Currently, Zia is the managing partner at Beaver Lake Capital.Zia talks about change in the insurance industry according to three different horizons, the need for customer-centric products, the increasing interplay between technology and insurance, the types of innovative coverage we could see in future and more.