The Enriched Nurse

What Nurses with Active Lifestyles Should Know About Accident Insurance


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Ever wonder if that "extra" accident insurance during open enrollment is worth it? For nurses with busy families and high-deductible plans, it just might be. In this episode, Dan shares a real-life story and numbers showing how a small policy turned into $475 in benefits—and how you can make these add-on coverages work for you.

This episode explains how supplemental accident insurance can offset out of pocket medical costs, preserve HSA funds, and even pay for itself through employer benefits and health-screening payouts.

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Disclaimer

I'm an RN and Certified Financial Education Instructor℠, not a finance pro, lawyer, accountant, or tax pro. I do manage all these aspects of my personal life really well and think other nurses could benefit from my insight and experiences. Any references to patients have been fictionalized.

This podcast is for entertainment, educational, and informational purposes only. Opinions are those of the speaker and not necessarily The Enriched Nurse. Nothing in the show should be taken as financial, tax, legal, accounting, or medical advice. Any reference to income, earnings, or returns are estimates and not guarantees. You may not achieve the same results. Investing entails risk and you could lose money. Consult a professional if you do not fully understand the risks and/or topics discussed or you want professional advice.

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The Enriched NurseBy Dan Richmond RN, BSN, CMSRN