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What to do if your client adds an insurance clause to your contract
- With Jack
- Some boilerplate contracts have insurance clauses that are given to all vendors, so they might seem OTT for a freelancer
- Whilst you should be insured, if the level of cover seems high or the policies they’re asking you to have are unreasonable to you as a freelancer, remember that contracts are there to be negotiated
- Compromise on the level of cover. If they’re asking for £10m, what about suggesting £1m or £2m? In most cases, you’ll find clients are happy to compromise
- This keeps your insurance premium in the low hundreds instead of thousands
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By Ashley Baxter- With Jack
- Some boilerplate contracts have insurance clauses that are given to all vendors, so they might seem OTT for a freelancer
- Whilst you should be insured, if the level of cover seems high or the policies they’re asking you to have are unreasonable to you as a freelancer, remember that contracts are there to be negotiated
- Compromise on the level of cover. If they’re asking for £10m, what about suggesting £1m or £2m? In most cases, you’ll find clients are happy to compromise
- This keeps your insurance premium in the low hundreds instead of thousands