Starting from the end of 2021, the U.S. stock market has been quite volatile.  We have seen some mini corrections here and there.  Many people have asked us: is the market going to crash in 2022?  If so, what should I do?  When the Federal Reserve indicated that it was strongly considering raising the interest rates to ease inflation, the market reacted, especially some of the hot, trendy, but highly-overvalued stocks.  In addition, another big reason for the recent volatility is that the index funds are more concentrated than ever, and thus play an important role in the market ups and downs.  Back to the original question: what should one do facing a potential market downturn?  In Nathaniel's personal opinion: stay the course, don't change your investment strategy.  Continue making periodic contributions to your investment accounts (especially tax-deferred retirement accounts) to capture the lower prices.