There are three distinct phases of finance that we all go through. It is not age dependent. Each phase has unique objectives that must be stressed. Always begin with the end in mind. Why are you saving? How will you get the money out? How much do you need? Based on your previous experience, current situation, and future hopes and dreams, what would be wise for you to do at this time. Many times people's lives are disrupted. We had the best of intentions, but things changed. Job, relationships, health, and a myriad of other issues can throw us off track. You can deal with the three phases of finance at almost any age while you are still working. Here is how you do it and what to consider.

 

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