In this episode of The Future of Surrogacy, we speak with Sarah Paige, CEO of ART Risk Solutions, about one of the most misunderstood—and most critical—components of modern surrogacy: insurance.

The conversation breaks down how surrogacy insurance has evolved, and how insurance - when handled proactively -  becomes a true competitive advantage. Sarah outlines what she considers a “top-shelf” insurance package for surrogacy agencies, and makes the case for reviewing insurance before matching, not after—when options are already limited and costs are higher.

The episode also covers:
• Red-flag insurance requests and shortcuts that often backfire
• The possibility of using data analytics & technology to hit open enrollment windows.
• How ACA volatility and shortened open enrollment windows affect surrogacy planning -- and why you should be preparing for an EVEN SHORTER open enrollment window in 2026: Nov 1-Dec 15
• How smart agencies are using insurance planning as a competitive advantage

This episode is essential listening for surrogacy agencies that want to understand how best to dial in insurance for surrogacy journeys.