You've spent the last twelve episodes learning the real cost of dividends: withholding tax, the allowance trap, FX drag, tax year boundaries, payment frequency. But where do you actually see all of this in your Trading212 app? Nowhere. Your broker excels at trade execution—commission-free trading, fractional shares, multi-currency accounts, ISA and GIA wrappers. But it wasn't designed to show you the income picture. It displays gross dividend payments, not net yield after withholding tax and FX conversion. It tracks cumulative dividends but doesn't measure them against your £500 allowance. It's entirely backward-looking: no forward projections, no ISA vs GIA tax-efficiency insight, and no tracking of your independence journey. The platform records everything—your full transaction history is exportable as a CSV—but the synthesis that turns data into insight doesn't happen. We map the five critical gaps, why they exist (Trading212 serves global traders, not UK-specific planners), and how the CSV export is your bridge to building the income picture yourself. Your broker handles trading. You handle tracking.From the team behind Nestor – Dividend Trackerhttps://www.nestordividendtracker.co.uk