Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2643:
Robert Farrington of TheCollegeInvestor.com demystifies the process of choosing the right investment account, crucial for beginners in the investing world. From brokerage to retirement accounts, he covers the essentials, including tax implications and investment strategies, guiding you to make informed decisions tailored to your financial goals and circumstances.
Read along with the original article(s) here: https://thecollegeinvestor.com/1330/type-investment-account-open/
Quotes to ponder:
"If you are just getting started investing, and don't plan on accessing your investments until retirement, you should consider a retirement account."
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2643: What Type of Investment Account Do I Open? by Robert Farrington of The College Investor

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.

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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2740:
In "Own Less; Travel More," Lauren Keys of TripOfALifestyle.com shares her personal insights on how minimizing possessions can maximize freedom, particularly when moving. She argues that reducing clutter not only eases physical and mental burdens but also enhances the ability to embrace opportunities, travel, and improve financial stability.
Read along with the original article(s) here: https://www.tripofalifestyle.com/perspective/own-less-travel-more/
Quotes to ponder:
"By selling, donating, or just tossing out the items we don’t absolutely have to take with us, we’ve ended up with about half of the amount of stuff to move."
"I’m not saying to give up the things you love, but I do want to challenge you to give your home a good Marie Kondo-ing and ask yourself not only whether your possessions spark joy, but also whether they’re worth what you might be giving up to own them."
"Reducing clutter increases freedom."
Episode references:
Marie Kondo’s website: https://konmari.com/
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2740: Own Less; Travel More by Lauren Keys of Trip Of A Lifestyle on Minimalism  Financial Independence

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2739:
Andy Hill reflects on the costly mistakes he made with his mortgage, highlighting the pitfalls of refinancing without fully understanding the terms and the impact of market conditions. His candid recounting offers valuable lessons on mortgage management and financial decision-making, making it a must-listen for homeowners and financial enthusiasts.
Read along with the original article(s) here: https://marriagekidsandmoney.com/how-i-wasted-over-13000-refinancing-my-mortgage
Quotes to ponder:
"Don’t buy something you don’t understand, especially a mortgage product."
"I didn’t believe it would last. I thought it was too good to be true."
"Listen to your wife. She’s smart."
Episode references:
LendingTree: https://www.lendingtree.com/
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2739: How I Wasted Over $13,000 Refinancing My Mortgage by Andy Hill of Marriage Kids and Money

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2738:
Dr. Margaret Rutherford guides us through the emotional terrain of an empty nest in her insightful article. She shares her personal journey and practical advice on embracing this life transition with intentionality and grace, providing an empowering perspective for parents facing similar changes.
Read along with the original article(s) here: https://drmargaretrutherford.com/how-to-not-be-victimized-by-empty-nest-letting-go-with-intention/
Quotes to ponder:
"Only your prominence in your child’s life changes. Not your significance."
"You’re not a victim. You’re sad."
"Intention gives you back a sense of control."
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2738: How To Not Be Victimized By Empty Nest. Letting Go With Intention by Dr. Margaret Rutherford

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2737:
Jillian Johnsrud offers a refreshing analogy in "How to Avoid Early Retirement Failure," comparing life to a garden where each aspect, like work or hobbies, needs balanced nurturing. She emphasizes strategic planning for financial independence, suggesting a measured approach with pruning work commitments and integrating mini-retirements to ensure a flourishing life beyond work.
Read along with the original article(s) here: https://www.jillianjohnsrud.com/how-to-avoid-early-retirement-failure/
Quotes to ponder:
"Life is more like a garden box. We have a finite amount of time and space to grow what matters to us."
"The work plant becomes invasive, crowding out the smaller plants. It's like mint in an herb garden; left unchecked, it will take over."
"Mini-retirements are like a test run. They allow you to practice your ideal FI lifestyle, filling up your garden with new things."
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2737: How to Avoid Early Retirement Failure by Jillian Johnsrud on Financial Independence  FIRE

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2736:
Lisa Harrison of MadMoneyMonster.com encourages the frugal to selectively invest in essentials that enhance life quality without compromising financial goals. She outlines five critical areas where spending smartly can significantly benefit one's health, education, nutrition, living environment, and personal experiences, ensuring a fulfilling yet financially sound lifestyle.
Read along with the original article(s) here: https://madmoneymonster.com/2018/04/06/5-things-every-frugal-person-should-spend-money-on/
Quotes to ponder:
"Frugality is a major component of our overall plan to achieve financial independence and give ourselves the OPTION to retire early."
"Anyone who has dealt with major health issues or had a big scare can tell you that the quality of your health can have a tremendous impact on your mood and outlook."
"Spending money on experiences makes us happier than spending money on STUFF."
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2643: What Type of Investment Account Do I Open? by Robert Farrington of The College Investor

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