Lyle Benjamin is an author, educator, financial advisor, and Social Responsibility Entrepreneur. He is the past publisher of the newsstand magazine Relationships Today and the Founder of three non-profit organizations dedicated to providing collaborative solutions to solving global issues that threaten Quality of Life for kids, people, and the planet. What You Don't Know or Understand about Long-Term Care Insurence may pleasantly surprize you. It's never too loat to approach this topic.