In this eye-opening conversation, Ella Gurfinkel sits down with Chris Medelin from Loan Depot to pull back the curtain on the mortgage industry. This candid discussion reveals what really happens behind the scenes when you shop for a home loan and why the lowest rate doesn't always equal the best mortgage.

What You'll Learn:

• Why shopping solely for the lowest interest rate can lead to poor mortgage outcomes
• The truth about how mortgage professionals get paid and why they invest time before earning a penny
• How to identify red flags when evaluating potential lenders (company-hopping, lack of online presence)
• Why experience matters when structuring complex loans, especially for self-employed borrowers
• The dangers of internet lenders offering rates that seem "too good to be true"
• How switching lenders mid-transaction can jeopardize your entire home purchase
• The importance of understanding your long-term financial goals before choosing a mortgage
• Why high-pressure sales tactics should be an immediate warning sign
• How to properly research lenders using NMLS, reviews, and other public resources

Join Ella and Chris as they share industry insights rarely discussed openly, providing valuable knowledge that can protect you from costly mistakes and help you make more informed decisions about your mortgage options.

Whether you're a first-time homebuyer or a seasoned real estate investor, this conversation offers essential guidance on finding a trustworthy mortgage professional who will structure the right loan for your specific situation rather than just quoting the lowest possible rate.