In this episode of What Your Bank Doesn’t Tell You, UMushroom Co-Founder Tonia Zimmermann sits down with Ralf Oberbanscheidt, Head of Thematic Investing at Robeco, to uncover the real power behind thematic investing — and what it means for investors today.

💡 Discover:

• How thematic investing evolved over the past 20 years

• Why sustainability and circular economy are shaping the next investment frontier

• The role of innovation, technology, and design in building long-term growth strategies

• What investors should watch when identifying future megatrends

From mobility to waste reduction — this episode explores how global trends can translate into smart, purposeful investments.

🎧 Listen now and learn how to align your portfolio with the themes driving tomorrow’s economy.

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Disclaimer: This podcast may contain advertisements for financial services or financial instruments. The podcast and the information contained within are provided solely for informational and marketing purposes. It does not constitute financial analysis, investment advice, a sales prospectus, an offer, or a recommendation to make investments or to buy or sell financial instruments. The podcast should not be construed as legal or tax advice. UMushroom AG assumes no responsibility for third-party contributions.

#FinanceForAll #WhatYourBankDoesntTellYou #UMushroomPodcast #Investing #Sustainability #CircularEconomy #ThematicInvesting #Robeco #FinancialEducation #FutureOfInvesting

In this episode, UMushroom co-founders Luba Schoenig and Tonia Zimmermann uncover the hidden financial systems that fund modern conflicts — and reveal how each of us is connected to them.

War isn’t just fought on the ground. It’s financed. From governments and defense contractors to everyday taxpayers, money fuels every stage of conflict — and understanding where it flows is the first step toward change.

💡 In this episode:

- The real cost of the Ukraine war – over USD 2.4 trillionHow defense companies profit while taxpayers pay the price

- The environmental and social impact of global conflict

- How to invest consciously and align your money with your values

Through their honest discussion, Luba and Tonia challenge listeners to “follow the money” and rethink the role finance plays in shaping peace, power, and responsibility.

👉 Listen now to learn what your bank doesn’t tell you — and how you can take back control of your financial impact.

📲 Follow us on social media for more investing tips!

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Disclaimer: This podcast may contain advertisements for financial services or financial instruments. The podcast and the information contained within are provided solely for informational and marketing purposes. It does not constitute financial analysis, investment advice, a sales prospectus, an offer, or a recommendation to make investments or to buy or sell financial instruments. The podcast should not be construed as legal or tax advice. UMushroom AG assumes no responsibility for third-party contributions.

🎙️ What Your Bank Doesn’t Tell You – Episode: From Competition to Career

In this episode, Luba and Giorgio from MCD Capital sit down with Aaron Bird and Leo Asmar, winners of the UK Investment Competition 2024, to share how a student challenge turned into a career-defining opportunity.

Aaron and Leo talk about:

🏆 How they won the national competition against top universities

💼 Their internship experience at Volcafe and what they learned on the trading floor

⚡ The turning points that shaped their journey

🚀 Why the UK Investment Competition is a launchpad for careers in finance

Their story shows how ambition, teamwork, and a willingness to take chances can open doors to incredible opportunities.

👉 Registrations for the UK Investment Competition 2025 are now open – don’t miss your chance to compete, learn, and take the first step towards your career in finance

.📅 Sign up here: https://umushroom.com/en/contest/uk-investmentcompetition

📲 Follow us on social media for more investing tips!

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🔹 Facebook: ⁠⁠⁠www.facebook.com/umushroomcom/⁠⁠

Disclaimer: This podcast may contain advertisements for financial services or financial instruments. The podcast and the information contained within are provided solely for informational and marketing purposes. It does not constitute financial analysis, investment advice, a sales prospectus, an offer, or a recommendation to make investments or to buy or sell financial instruments. The podcast should not be construed as legal or tax advice. UMushroom AG assumes no responsibility for third-party contributions.

🎙️ Alumni Insights: Igor & Alexandros on the Swiss Student Investment Challenge

In this episode, Luba sits down with two of our challenge alumni and winners – Igor and Alexandros. They share their personal journeys, what motivated them to join the Swiss Student Investment Challenge, and the lessons they learned along the way.

👉 You’ll hear about:

• Why they decided to take part in the challenge
• Their expectations vs. real experience
• Favorite moments during the competition
• The most valuable investing lessons they took away

Whether you’re curious about finance, considering joining the challenge, or just looking for inspiration from peers who have been there – this episode is full of practical insights and motivation.

📌 Sign-ups for the new Swiss Student Investment Challenge are open now!

https://umushroom.com/en/contest/swissstudentinvestmentchallenge-2025

🔔 Don’t forget to subscribe and follow us so you don’t miss upcoming episodes, alumni stories, and investing tips.

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Disclaimer: This podcast may contain advertisements for financial services or financial instruments. The podcast and the information contained within are provided solely for informational and marketing purposes. It does not constitute financial analysis, investment advice, a sales prospectus, an offer, or a recommendation to make investments or to buy or sell financial instruments. The podcast should not be construed as legal or tax advice. UMushroom AG assumes no responsibility for third-party contributions.

Guest: Paul Jackson, Global Head of Asset Allocation Research at InvescoIn this episode, we dive deep into today’s global market dynamics with one of the top minds in asset allocation. Paul Jackson shares his insights on how macroeconomic developments—from geopolitical tensions to US rate cuts—are shaping the performance of various asset classes.

💡 Whether you're wondering where fixed income fits in 2025, what’s driving gold demand, or how investors should think about credit risk and refinancing- this episode gives you a comprehensive view of the current global financial landscape.📲 Follow us on social media for more investing tips!🔹 Instagram: ⁠⁠⁠www.instagram.com/umushroom_com/⁠⁠⁠ 🔹 LinkedIn: ⁠⁠⁠www.linkedin.com/company/umushroom⁠⁠⁠ 🔹 TikTok: ⁠⁠⁠www.tiktok.com/@umushroomwealth⁠⁠⁠ 🔹 YouTube: ⁠⁠⁠https://www.youtube.com/@umushroomwealth🔹 Facebook: ⁠⁠⁠www.facebook.com/umushroomcom/⁠⁠Disclaimer: This podcast may contain advertisements for financial services or financial instruments. The podcast and the information contained within are provided solely for informational and marketing purposes. It does not constitute financial analysis, investment advice, a sales prospectus, an offer, or a recommendation to make investments or to buy or sell financial instruments. The podcast should not be construed as legal or tax advice. UMushroom AG assumes no responsibility for third-party contributions.

Join our co-founder Luba Schönig in this eye-opening conversation with Dan Dickson, CEO of Endeavour Silver, a leading Canadian silver mining company.In this episode, we explore:

🔹 Why silver is one of the most misunderstood and undervalued assets

🔹 The global supply-demand imbalance and what it means for investors

🔹 Endeavour Silver’s expansion in Mexico and Peru

🔹 How silver prices influence mining stocks

🔹 Who really uses silver – from solar panels to defense systems

Whether you’re an investor, a metals enthusiast, or simply curious about what your bank isn’t telling you, this episode is packed with insights you won’t hear in traditional financial media.

📌 Subscribe to our channel for more unfiltered conversations that challenge the status quo.

📲 Follow us on social media for more investing tips!

🔹 Instagram: ⁠⁠⁠www.instagram.com/umushroom_com/⁠⁠⁠

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⁠⁠Disclaimer: This podcast may contain advertisements for financial services or financial instruments. The podcast and the information contained within are provided solely for informational and marketing purposes. It does not constitute financial analysis, investment advice, a sales prospectus, an offer, or a recommendation to make investments or to buy or sell financial instruments. The podcast should not be construed as legal or tax advice. UMushroom AG assumes no responsibility for third-party contributions.

What an exciting 8 weeks it’s been!

In this episode, we take a look back at the UMUshroom Investment Challenge – reflecting on why the market timing couldn’t have been better for risk-free practice, and highlighting standout participants and some truly interesting portfolios.

The UMUshroom Investment Challenge may be coming to an end – but that doesn’t mean your investment journey has to! We’ve got something special lined up for you. So stay tuned for what’s coming next! 🚀

📲 Follow us on social media for more investing tips!

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Investment RisksThe value of investments and any income will fluctuate (this may partly be the result of exchange rate fluctuations) and investors may not get back the full amount invested. Other risks with ETFs are: use of derivatives, securities lending, equities, currency, stock connect, small companies, emerging markets. For complete information on risks, refer to the legal documents.Important informationThis is marketing material and not investment advice. It is not a recommendation to buy or sell any specific asset class, security, or strategy. Regulatory requirements that demand impartiality in investment or strategy recommendations do not apply, nor do trading restrictions before their publication. Views and opinions are based on current market conditions and are subject to change.

Whether it's tariffs, trade deficits, or the role of the US dollar – in this episode, we dive deep into the world of international trade relations. What’s behind Trump’s tariff policies? What exactly are tariffs – and who really ends up footing the bill?

📲 Follow us on social media for more investing tips!

🔹 Instagram: ⁠www.instagram.com/umushroom_com/⁠ 

🔹 LinkedIn: ⁠www.linkedin.com/company/umushroom⁠ 

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🔹 YouTube: ⁠https://www.youtube.com/@umushroomwealth⁠

🔹 Facebook: ⁠www.facebook.com/umushroomcom/

Investment RisksThe value of investments and any income will fluctuate (this may partly be the result of exchange rate fluctuations) and investors may not get back the full amount invested. Other risks with ETFs are: use of derivatives, securities lending, equities, currency, stock connect, small companies, emerging markets. For complete information on risks, refer to the legal documents.Important informationThis is marketing material and not investment advice. It is not a recommendation to buy or sell any specific asset class, security, or strategy. Regulatory requirements that demand impartiality in investment or strategy recommendations do not apply, nor do trading restrictions before their publication. Views and opinions are based on current market conditions and are subject to change.

💡 Want to start investing but don’t know where to begin? In this episode, we sit down with Nima Pouyan from Invesco, one of the world’s leading ETF providers, to break down everything you need to know about ETF investing.

We discuss:

✅ What ETFs are and how they work

✅ The difference between active funds vs. ETFs

✅ How to build a solid ETF portfolio (Core-Satellite strategy)

✅ Future trends in ETF investing you need to know

🎯Join Our Investment Challenge! 🎯

Learn how to invest and test your strategy in a risk-free environment! Compete, grow your knowledge, and take your first steps toward becoming a confident investor.

Sign up now 👉 https://umushroom.com/en/contest/investment-challenge-2025

📲 Follow us on social media for more investing tips!

🔹 Instagram: www.instagram.com/umushroom_com/ 

🔹 LinkedIn: www.linkedin.com/company/umushroom 

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🔹 YouTube: https://www.youtube.com/@umushroomwealth

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🎧 Don’t forget to subscribe and leave a review if you found this episode helpful! Let us know in the comments: Are you already investing in ETFs? 🚀📊 And which is your favorite one?

#etfs #investing #podcast #financepodcast #investmentstrategies #investmentideas #invesco #finanzen #investmentstrategy

Investment Risks
The value of investments and any income will fluctuate (this may partly be the result of exchange rate fluctuations) and investors may not get back the full amount invested. Other risks with ETFs are: use of derivatives, securities lending, equities, currency, stock connect, small companies, emerging markets. For complete information on risks, refer to the legal documents.
Important information
This is marketing material and not investment advice. It is not a recommendation to buy or sell any specific asset class, security, or strategy. Regulatory requirements that demand impartiality in investment or strategy recommendations do not apply, nor do trading restrictions before their publication. Views and opinions are based on current market conditions and are subject to change.

In this episode, we have a special announcement for you: The UMushroom Investment Challenge 2025 is here! 🎉

Why should you join?

• Learn how to invest in a fun, risk-free environment!
• Build your own simulated portfolio with real market data.
• Win amazing prizes worth over CHF 12,000!

🏆 1st Prize: A 1-year lease for a Stromer E-Bike (45 km/h) – sponsored by AMAG Leasing!
📈 More prizes: 10 Neon portfolios worth CHF 500 each, overnight stays at the Bubble Hotel & more!

Our partners: Invesco, BX Swiss, Neon & AMAG Leasing will be supporting us on this journey.

📅 Challenge start: March 3, 2025 but you can already sign-up!
Sign up now & start your investment journey! 🚀

📩 Questions? Contact us at [email protected]

🔗 More info & and the registration you can find here!

Follow us on social media:Instagram: www.instagram.com/umushroom_com/LinkedIn: www.linkedin.com/company/umushroomTikTok: www.tiktok.com/@umushroomwealthFacebook: www.facebook.com/umushroomcom/

Disclaimer: This podcast may contain advertisements for financial services or financial instruments. The podcast and the information contained within are provided solely for informational and marketing purposes. It does not constitute financial analysis, investment advice, a sales prospectus, an offer, or a recommendation to make investments or to buy or sell financial instruments. The podcast should not be construed as legal or tax advice. UMushroom AG assumes no responsibility for third-party contributions.