On today's episode Charles explains why people who give investment advice without a securities license are bugging him. We also talk about how past epidemics have affected the stock market and we answer a couple email questions that have come in.

1:46 - What's Bugging Charles?

6:25 - How Past Epidemics Have Affected The Stock Market

7:46 - You Need A Plan To Help During These Pullbacks

9:35 - Mailbag Question from Conner: "How To Pay For College In Retirement?'

13:07 - Mailbag Question from Denver: "How Much Long Term Care Is Recommended?"