In this Episode, we chat with one our of favorite local mortgage brokers, Randy Key of Churchill Mortgage. As we've discussed before, your lender and your agent are the most important teammates to have when buying a home. The past year has been a volatile one for financial markets, and we've been asked "how's the market" even more often than usual. We'll answer that question in detail today, and give you our insight into what the next year might hold for mortgage rates. Let's get started!