In this episode of Retirement Optimism, David Hicks breaks down the newly signed legislation unofficially dubbed “The Big Beautiful Bill.” With major updates to tax brackets, deductions, estate planning exemptions, and more, this law has big implications for income planning, Roth conversions, Social Security taxation, and long-term legacy strategies.

David walks through the key provisions that matter most for retirement-focused households—what’s changing, what’s staying, and how to take advantage of the new rules with smart planning. From the permanent extension of lower tax brackets to the expanded SALT deduction and estate tax relief, this is a practical, optimistic look at how new policy can support long-term financial confidence.

Tune in to learn what this bill means for your Retirement Design, and how Oakmont is already weaving these changes into every client plan.