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Dave Ramsey’s 9-step retirement plan is one of the most well-known personal finance frameworks out there: simple, popular, and built for mass appeal. But is it really the best approach for your retirement? In this episode, Nathan offers his take on where Ramsey gets it right, where the plan falls short, and why personalized advice is critical if you want to retire with confidence.

Here’s some of what we discuss in this episode:

🧭 Why step one matters more than you think

💸 Is saving 15% enough for your future?

🏡 Should you pay off your mortgage early or not?

🧮 The problem with choosing a Social Security date too soon

🩺 What to consider when planning for long-term care

For more, visit us online: http://thefinancialanswer.com