How much do you need to retire? This number is personal based on your desired lifestyle and goals (e.g., do you want to retire early, do you want to travel, etc.). It can also be a moving target because factors like inflation, interest rates, health issues, etc. may change.

Brian encourages investors to know what they are investing in and to use the services of a financial professional to help with your portfolio. Some investments like ETFs, Index Funds, Money Market Funds, are easier to understand and you may not need all of the tools in the toolbox to do well. He suggests that investors:

- Get an emotional self-check

- Build a portfolio that you can stick with for the long-term

- Build an investment that you can understand and hold during difficult times

He also says that consistent, persistent and investments that are predictable/growing at nice price will help investors to outperform market.