In the latest episode of “What’s Next In,” Mastercard’s podcast that informally explores technology, innovation and ideas, host Vicki Hyman chats with Nitendra Rajput, senior vice president and head of Mastercard’s AI Garage, which applies AI at scale across Mastercard, developing new algorithms and collaborating with teams to design and develop new products and services.

Rajput discusses the way cyber criminals are capitalizing on AI, how the company is accelerating the adoption of AI through innovative partnerships, and why it’s critical to put in place guardrails to ensure AI is used responsibly. A researcher and prolific patent developer who started his career in speech recognition, Rajput says AI can help us better understand the world around us – and perhaps better understand ourselves as well.