When looking for the best mortgage deal, its important to be aware that there are lots of variables with getting the best mortgage.

The key like a lot of these complex things, is to get independent mortgage advice from a good independent mortgage broker. The reason this is important, is that they will be able to look at the whole market (all the lenders) to figure out a solution for you.

You might be surprised to learn that not only can the interest rates be very different, but also, the amount they lend can vary hugely and their lending criteria too is very different.

Ben Parry is an experienced mortgage broker in the UK with his own firm Barr Financial.