Education is a necessary process in life, whether formalized or self-taught. Financial education is no different. Asking questions like where have you learned your personal financial management habits from? Are those habits healthy and have you tested those habits as to whether they truly work for the life you want to live? Asking yourself a few simple questions around your personal finances can make all the difference. Your past performance or knowledge around your personal finances does not need to define your decisions today and the new direction you choose to take. So I decide to continually be a student, always learning and see what opportunities and possibilities it opens up.