Saw this article about WhatsApp testing a payment system in Brazil to allow people to use their phones and their worst app accounts to make payments and transfer money. I see that WhatsApp is really using the platform to get us ready for the libracoin.
https://cointelegraph.com/news/whatsapp-debuts-fiat-electronic-payments-while-libra-remains-stuck-in-regulatory-maze Check out the show to understand why.