What if retirement isn't the goal at all?

In this episode of The Pick Now Podcast, Jeff Munn sits down with wealth advisor, entrepreneur, and author Phil Palumbo, founder of Palumbo Wealth Management and author of Live Well and Never Worry About Money Again, for a conversation about financial freedom, entrepreneurship, purpose, and building a life that gives you more choices.

Phil shares his journey from a blue-collar upbringing to building a successful wealth management firm, helping business owners navigate exits, and guiding people through one of the biggest transitions of their lives: figuring out who they are after work is no longer a necessity.

Together, Jeff and Phil explore why so many successful people struggle after selling a business, how financial independence creates freedom without requiring retirement, and why true wealth is about having options rather than simply accumulating more money.

In this episode:

• Why retirement may be the wrong goal for high achievers
• The difference between financial freedom and financial security
• How entrepreneurs can prepare for life after an exit
• Why many business owners struggle with identity after selling their company
• What it means to make work optional instead of retiring
• The role purpose plays in long-term happiness and fulfillment
• Why taking time between chapters can lead to better decisions
• How to think differently about money, lifestyle, and freedom
• The importance of balancing business, family, and health
• Why successful people need space to think about what they truly want

If you've ever wondered what financial freedom actually looks like, struggled to balance achievement with fulfillment, or questioned what comes next after reaching a major milestone, this episode will challenge the way you think about work, money, and success.

Connect with Jeff Munn and tune into more conversations on The Pick Now Podcast.