Have you ever poked your finger in there? Really crammed it down? Feels weird, right? There's a reason for that.
All placental mammals have navels. It's the point of contact for the umbilical cord which handles all nutrient and waste issues for a developing fetus. The navel is essentially a scar.
When you poke your finger in there really deep, you stimulate some nerves that your brain interprets as being somewhere around your bladder.