Freedom sounds great—until loneliness and financial isolation quietly reshape retirement decisions. This episode with John Scallan explores the growing rise of solo retirees and the hidden risks that come with independence. Using recent AARP data, the conversation digs into how living alone impacts income planning, healthcare costs, decision-making, and long-term security. The discussion highlights why going it alone financially can create blind spots—and how structure, accountability, and professional guidance can help solo retirees protect both their independence and their future.

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