What happens when the paycheck stops, but the decisions don’t? In this episode of Retirement Readiness, Brigette Engstrom breaks down the often-overlooked side of retirement planning: turning savings into sustainable income. She walks through the concept of a retirement blueprint, focusing on how income needs, tax considerations, and market volatility intersect once accumulation ends. The conversation explores why de‑accumulation planning deserves as much attention as saving, and how healthcare costs and longevity risk factor into long-term decisions. Listeners will hear how thoughtful coordination, rather than isolated choices, shapes retirement income strategy, and why planning for uncertainty is a core part of retirement readiness. This episode reframes retirement as an ongoing process that demands structure, clarity, and informed decision‑making.

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