Welcome back to my series on, "How to buy a home in the 21st century?" My step by step guide on how to buy a house in this crazy market. If you have any questions or topics you'd like me to cover, please leave a comment below.

On this week’s episode, we dive deep into how to shop mortgage rates and when you should lock your rate. 

0:01 Intro

0:14 When should you lock your rate on a mortgage? 

0:37 What does locking a rate mean? 

1:47 What does it mean to shop rates?

2:23 Getting a pre-approval officer 

2:40 Stats about shopping rates

3:40 Loan summary 

4:20 Floating your rate 

5:01 Running the numbers for a mortgage