Make It Personal Podcast

When the Fed Cuts Rates, Here’s How It Hits Your Wallet | EP 45


Listen Later

How Do Lower Interest Rates Actually Affect You?



Ever heard the news say, “The Fed cut rates,” and wondered what that means for your everyday life? This episode breaks it all down, no jargon, no confusion, just real talk about how the Federal Reserve’s decisions affect your mortgage, credit cards, and even your savings account.


In Episode 45 of the Make It Personal Podcast, we dive into what “Fed loosening” actually looks like on the ground. From cheaper home loans to smaller credit card bills, and yes, even changes to your rent, we’ll walk you through what to expect and how to take advantage. Whether you're buying your first home, tackling credit card debt, or trying to grow your savings, this episode helps you turn a headline into a helpful next step.


Here’s what you’ll learn:

→Why adjustable-rate mortgage holders should pay close attention to Fed moves

→How renters might benefit in the long run when rates go down

→The one downside to falling rates, and how to offset it

→Three practical financial moves you can make this week

→How even small rate changes can lead to big savings over time


"Even a quarter-percent drop in rates could mean dinner out with the family, or a weekend getaway. That’s real money, real fast." - Mark Zagurski


Ready to act? Start by reviewing your debts, comparing mortgage offers, and checking if your savings could earn more elsewhere. Then share this episode with a friend who needs to hear it. Subscribe, leave a review, and visit makeitpersonalpodcast.com for more tools to make your money, and your legacy, personal.

Connect with Mutual of Omaha Advisors through the following links:


Download The Game of the Decade eBook


Download the Seven Principles eBook


Instagram


Facebook - Mutual of Omaha Advisors


Sign Up For a Free Financial Strategy Meeting


--

Investing involves risk, including loss of principal. 

This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services, Inc. does not provide tax or legal advice. Please consult with the appropriate professional regarding your personal situation prior to making any financial decisions.  Strategies discussed may not be suitable for everyone.   Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC. Mutual of Omaha Advisors is a division of Mutual of Omaha Insurance Company.



...more
View all episodesView all episodes
Download on the App Store

Make It Personal PodcastBy Mutual of Omaha Advisors