In Episode 41 of Retire & Thrive, Kamie and Dan Langworthy discuss how a financial plan can help you stay grounded during uncertain markets. From downturns and diversification to retirement timing and emotional decision-making, this episode breaks down why sticking to a plan matters more than reacting to fear.

In this episode:

• Why your financial plan should guide your decisions during market volatility

• What really moves the market over time

• Why diversification matters at every stage of life

• When it makes sense to hire a financial advisor

• How investment strategy changes as you get closer to retirement

• Why reviewing your portfolio regularly is so important

• What gives retirees peace of mind during uncertain times

Chapters

00:00 Welcome

00:30 Why your financial plan matters in a downturn

01:32 What really controls the market?

03:43 When should you start financial planning?

06:15 Why diversification matters

07:44 Is it ever too late to diversify?

08:39 Why you should review your portfolio

09:28 How to handle market downturns

11:12 Why a financial advisor can matter more near retirement

14:54 What gives retirees peace of mind?

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Fortress Financial Group, LLC is a registered investment adviser. This episode is for general informational purposes only and is not intended to provide specific investment advice or recommendations for any individual.