Life Chapters, Money Choices

When the Retirement Maths Stops Adding Up


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A midlife wake-up call that changed everything

When Lynda Smith reviewed her finances in her early fifties, she discovered a difficult truth. If she retired at 60, her money would run out by 64. It was a wake-up call that forced her to rethink the future.

In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by Lynda Smith, founder of 50Plus-Skills, who works with people navigating career reinvention beyond 50.

Together they explore:

• What it feels like when the retirement maths no longer adds up
 • Why living longer is changing the traditional retirement model
 • How portfolio careers can extend both purpose and financial security
 • The idea of a “gift season” between 50 and 75
 • Why continuing to contribute can transform both money and meaning

It is a thoughtful conversation about midlife reinvention, longevity, and why working differently may be the key to a longer and richer life.

🎧 Tune in. Be brave. Be on purpose.

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Life Chapters, Money ChoicesBy Chartered Wealth Solutions