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Those that are having problems with debt and need to quit using credit this will help in getting that problem solved. A debt reduction plan should be quit using credit, but this may be a problem for most people. 

 Article Links

https://www.citizensbank.com/learning/when-to-use-cash-credit-debit.aspx 

https://www.realsimple.com/work-life/money/debit-vs-credit-card
 By Hiranmayi Srinivasan

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