Presidential candidates for the 2020 election have been questioned highly for what reparations will be for Black people, but most imperatively, how come they are all stumped on what set of reparations black people will get? Furthermore, if we are to get any economical reparations for the advancement of black people, is it a good or bad thing for us? Going in depth of student loans and the debate behind it, how come it is difficult for those to understand what it is to exercise their option. More so, what’s the actually underlying issue about it