We all know the feeling. It's about three days after pay day, you're feeling good. You know you have that sclooch in your account, ready to be spent. You go out and check your balance just in case, knowing you definitely have more than enough.   

Then that sinking feeling hits...where is it?! Where did it go?! I know I had money in here yesterday! This week, we discuss where our money goes, and Nick goes a little deeper on the overall economics of it. We're screwed, folks.