Our guest this time is Finlay Smith, former Chief Underwriting Officer with RSA and now Chairperson of innovative MGA Accelerate Underwriting. Finlay talks openly about the insurance industry's approach to risk management, customer-centricity and the importance of relationships and mutual value. And with risk becoming 'a more important factor for business across the world' he encourages an 'evolution' in the way risk engineering and management is delivered to clients.