Thinking about tackling some exterior projects this summer? Before you spend thousands on landscaping, paving stones, or a backyard makeover, it's worth knowing which upgrades actually add value to your home—and which ones don't.

This week on Under One Roof MTL, LJ Aguinaga breaks down the exterior improvements that make the biggest impact on curb appeal, resale value, and buyer interest. Plus, Fred and Martin answer another round of frequently asked mortgage questions from listeners.

In This Episode: What's Happening in the Market Right Now

• The Bank of Canada holds interest rates steady once again
• What the latest rate decision means for homeowners and buyers
• What happens if a landlord stops making mortgage payments?
• Could tenants be forced out if a rental property is repossessed?

Real Estate: Summer Upgrades That Actually Add Value (and the Ones That Don't)

Thinking about improving your home's exterior? LJ shares where homeowners should—and shouldn't—spend their money:

• How driveway resurfacing, paving stones, and walkway repairs influence first impressions
• The landscaping upgrades that boost curb appeal without breaking the bank
• Whether decks, patios, pergolas, gazebos, and outdoor kitchens actually increase value
• Summer projects that homeowners often overspend on
• The best exterior improvements for homeowners working with a limited budget
• How outdoor spaces can help a home sell faster and stand out from the competition

Mortgages: Frequently Asked Mortgage Questions

Fred and Martin answer another round of listener mortgage questions, covering topics such as:

• Interest rates and mortgage strategy
• Renewals and refinancing
• Borrowing options in today's market
• Common misconceptions homeowners have about their mortgages
• Practical advice for navigating today's lending environment

Trivia Question of the Week

Question: What is a bridge loan?

Answer: A bridge loan is a short-term financing solution used to bridge the gap between purchasing a new property and selling an existing one. It provides temporary access to funds until longer-term financing is in place.

Get in Touch LJ Aguinaga – Real Estate

📞 514-500-4040

📱 Instagram & Social Media: @ljaguinaga | @ljrealties

Plex Dr Property Management

📞 514-709-6397

Fred & Martin – Mortgage Experts

🌐 FredAndMartin.com

📧 [email protected]