ProActive Investing instructor Paul Orme joins Merlin for a look at some of the leading headlines which point to a greater lack of faith and trust in major financial institutions. Paul, a staunch advocate for self directed investing, explains why this erosion in confidence and what one should do about it. Part of the solution is Market timing and using non-traditional investment techniques. Techniques that major institutions will generally tell you NOT to do. Later, Paul offers his outlook on the markets and what would be the safest course of action for investors.