In this episode of Fintech Ki Baat Dil Se — Dhande Ki Baat — we sit down with Indrajit Makkar, Founder & CEO of Factacy. AI, for a no-fluff deep-dive into the real state of AI in India.

From Shark Tank anecdotes to building AI for lending, collections, KYC, and fraud detection — Indrajit brings 4+ years of on-the-ground perspective on what works, what's hype, and where the real opportunities lie.🔑

What we cover in this episode:

What Factacy AI actually builds — and for whom Why wrapper AIs are a dangerous business model The truth about "Agentic AI" vs. basic automation

How AI can transform collections for financial inclusion lenders SLMs — the quiet revolution coming to edge devices and small businesses Industries where AI will create the biggest impact: pharma, manufacturing, BFSI, mobility

Startupinvestors.ai — ending the ghosting problem for founders AI's macroeconomic impact on India

⏱️ Timestamps:

00:00 — Introduction

00:45 — What does Factacy .AI do?

06:10 — startupinvestors.ai — the backstory

09:00 — Wrapper AIs: hype or value?

13:40 — SLMs and their future

16:30 — Industries AI will transform

21:00 — AI in BFSI: lending, KYC, fraud & collections

30:30 — Agentic AI: myths vs. reality

40:15 — AI's macroeconomic impact on India

45:50 — Closing thoughts

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