What if your retirement plan isn’t as personalized as you think? In this episode, Ron Ray breaks down the real-world impact of market trends on investments and why annuities are gaining traction in today’s financial climate. He explores the four foundational pillars of retirement—healthcare, legacy planning, long-term care, and income—and explains how each plays a role in building a resilient future. With insights into Medicare planning and the importance of clear communication with financial advisors, this conversation offers a grounded look at what it takes to navigate retirement with confidence.

Find out more about Ron and the teams, as well as setting up a complimentary time to speak with them, by reaching out to Turning 65 Solutions and Homestead Family Wealth.

See omnystudio.com/listener for privacy information.