Looking to buy in St. Cloud?  Get a full home search Looking to sell in St Cloud? Get a free Home Price Evaluation We've got a short message for you today, but it's an important one. In the last few weeks, the stock market has been going wild. This instability has pushed mortgage rates down below 4%! We aren't sure how long this is going to last so if you've been thinking about making a move, now is a great time to take advantage of these rates.