The Mortgage Chat

Why Asset Prices Matter More Than Interest Rates


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πŸ“‰πŸ“ˆ Asset prices move constantly, and property investors who ignore them usually pay the price.

In this episode of The Mortgage Chat, Tony breaks down how changes in asset prices influence property values, borrowing power, and long-term investment outcomes.

We unpack:
 🏠 What asset prices actually represent
Β πŸ“Š How rising asset prices affect borrowing capacity
Β πŸ’° The flow-on effects to property markets
 ⚠️ Mistakes investors make when asset prices shift
 🧠 How smart investors adapt their strategy

If you want to make better property decisions during market changes, this episode helps you understand what’s really happening behind the scenes.

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πŸ“… Book a quick call ⬇️
https://themortgageagency.com.au/contact/

Tony Xia | The Mortgage Agency
Β πŸ“ž 0423 718 612
Β πŸ“© [email protected]

00:00 – Intro: Why Asset Prices Matter
00:50 – What Asset Prices Actually Mean
02:15 – How Asset Prices Change Over Time
03:45 – Impact on Property Values
05:10 – Borrowing Power and Lending Impacts
06:45 – Investor Behaviour During Price Shifts
08:20 – Common Mistakes Investors Make
09:55 – Adjusting Strategy in Changing Markets
11:30 – Long-Term Thinking Around Asset Prices
13:05 – Key Takeaways

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The Mortgage ChatBy Tony Xia