The AltFunds Global

Why Banks Like Courtesy Deposits More Than You Think


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Courtesy Deposits might be the biggest funding secret banks never bother to explain — real cash placed in a bank to unlock massive project financing. Unlike SBLCs, which are just promises on paper, courtesy deposits are the “skin in the game” that makes lenders move faster, offer better terms, and slash their own risk.


In this episode, we cover:
• What Courtesy Deposits actually are — and why banks value them so highly
• How real cash collateral speeds up approvals and improves loan terms
• The key differences between Courtesy Deposits and SBLCs
• Why CDs reduce risk for lenders and increase leverage for project sponsors
• How this overlooked strategy quietly powers major real estate and infrastructure deals


Want to learn more? Explore our books at altfundsglobal.com/shop

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The AltFunds GlobalBy Taimour Zaman