There’s a lot of noise at the moment around pressure in primary care.

Rising costs, structural change, and ongoing uncertainty have left many GP practices questioning how sustainable the model really is.

But from a banking perspective, the view is very different.

In this episode of Beyond the Balance Sheet, Katie Collin is joined by Lucy Brine, Director of Healthcare at Lloyds Bank, to talk through how GP practices are actually being assessed when it comes to funding, risk and long-term stability.

It’s a perspective most practices don’t usually get access to.

They discuss what really matters behind the scenes, from partnership structures through to premises and cash flow, and how lending decisions are actually made.

• Why GP practices are still seen as a stable sector
• What banks look at when funding buy-ins, buy-outs and premises
• Why valuations don’t always match expectations
• How partnership structures affect lending decisions
• How PCNs have evolved and the challenges around managing shared funds
• Where cash flow pressure is actually showing up

If you’re making decisions around growth, property or partnership changes, this episode gives you the context you need.