Most people don't have the time or skill to look at dozens of different stocks and have the knowledge to know what they are doing So they should just buy an index fund

The average person doesn't have a lot of stock choices It's not like they can make high risk bets on Asian stocks or European stocks

Also, the average person doesn't really have the time to research stocks I mean you can do it but unless you are an investor of some sort for a living or you have nothing else to do but read about stocks then you probably don't have the time to do it

So I'm going to be honest here I think the average person should just buy an index fund

The average person doesn't have the time or knowledge to choose stocks

The same goes for gold and other precious metals The average person should just buy an index fund

It should be noted that I'm not saying the average person should never buy individual stocks or gold I'm saying that most of the time for most people it's better to invest in an index fund

A lot of people say that you shouldn't invest in stocks because the stock market is a gamble

They say that there is no way to know what the market is going to do in the future

And that is true; the stock market is a gamble

But that's why you shouldn't invest in stocks

The stock market is a gamble, so you shouldn't invest in it

It's a gamble

So what do you do?

You don't gamble

You invest in things that are not a gamble

And investments that are not a gamble are things like bonds, CDs, and index funds