Jim Bonham continues his conversation with retirement policy expert Kendra Isaacson, examining why retirement security has become a top bipartisan priority in Congress and how ESOPs can play a critical role for both younger workers and retiring business owners. They discuss recent legislative developments, the long-awaited need for clear guidance on adequate consideration, and how smart policy can strengthen ESOP formation, protect fiduciaries, and expand employee ownership at a pivotal moment for the U.S. workforce.