Rich is in a mood! Yea, there might be a few bad jokes in this episode of Positive Interest. Clean jokes...but, yea, they are pretty bad. Hey, what can we say...we're in the financial planning business, not the stand-up comedy business!

If you can past those jokes, you'll find us talking about budgeting and cash flow planning, and how a good spending and savings plan can make your long-term goals become a reality.

We'll also talk about the subject of "stress testing" your portfolio. What would happen to your investment portfolio if we had another Great Recession like we did in 2007 - 2009? What would you do? How would you respond?

The answers to these questions can make a big difference to your financial future.