When you live in Texas, you might need to take a close look at your homeowners or renters' insurance, as we get ready to go into severe storm season here.

The Texas Supreme Court just made a big ruling when it comes to paying for damage to our homes, when they get hit by twisters.

The Justices ruled that tornadoes count as windstorms. That could mean millions in damage that won't get paid.

On today's Ask The Expert, we're joined by Rich Johnson from the Texas Insurance Council.