Do you ever go to make a credit payment and find your balance is much bigger than expected?  Why does there always seem to be a credit card balance?  Didn’t I just pay that last balance off?  Well, today we discuss what is happening in this all too common experience.  We also consider whether a credit card is a smart move in the first place.  Why do so many people spend with a credit card even if they pay off their balance completely?  Do the rewards justify the system?  Enjoy some laughs and leave us a comment if you can relate! 

#daveramsey #debtfree #creditcard 

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