The three-digit credit score determines our capacity to pay for a loan, but it sadly evolved as the standard for financial self-worth over time. Merrill Chandler aims to get rid of this unhealthy perspective and invites everyone to embrace the paradigm of fundability. He explains why these numbers must not feed our ego or push us to look down on other people's financial capacity. Merrill discusses the benefits of adopting the fundability concept, which concentrates on having a borrower behavior and profile corresponding to the lender's guidelines.

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