Afford Anything

Why High Earners Stay Broke, with Rose Han


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#652: What if you did everything “right”, earned the degree, landed the six-figure job, and still felt broke?

That’s exactly where Rose Han found herself. Fresh out of NYU with a finance degree and a Wall Street paycheck, she had a negative net worth, mounting stress, and a sinking feeling that traditional success wasn’t the path to freedom.

In this conversation, Rose shares how she broke out of that cycle and built a seven-figure business that gives her time, independence, and peace of mind. We explore how she reframed her relationship with money, learned to scale her income, and built a life that aligns with her values.


Key Takeaways

  • When a “side hustle” becomes just a second job

  • How your uniqueness is your greatest asset

  • The slow season that led to a million-dollar leap

    Resources and Links

    • Rose Han on YouTube

    • Add a Zero by Rose Han

      Chapters

      Note: Timestamps will vary on individual listening devices based on dynamic advertising segments. The provided timestamps are approximate and may be several minutes off due to changing ad lengths.

      (0:00) Rose Han’s story begins: doing everything right yet still ending up broke

      (5:45) The Cancun moment that sparked Rose’s financial awakening

      (9:12) Discovering the three types of income and why some buy freedom while others don’t

      (13:45) How Rose Han built her “Add a Zero” framework for lasting wealth

      (21:30) From employee mindset to entrepreneur mindset

      (25:15) The three levels of leverage and how to scale your income

      (28:55) Why not every side hustle creates freedom

      (31:45) Overcoming the fear of selling

      (39:16) How to build a business while working full-time

      (47:10) Rose’s real estate lessons and the myth of passive income

      (53:55) Knowing when to walk away from an investment

      (1:10:15) What financial freedom really means and how to find your own version


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      Afford AnythingBy Paula Pant | Cumulus Podcast Network