In this episode, Dave Conley and Jerremy Newsome expose the massive education gap in health insurance—four years of school, zero classes on coverage—that’s costing Americans billions. Rhiannon Hiter breaks down essential terminology like premiums, deductibles, and co‑insurance, and shows how lifestyle choices and big pharma drive your costs. Gain the blueprint to become an informed consumer, advocate for change, and safeguard your family’s finances.

Timestamps

• (00:00) Challenge the Billion‑Dollar Gap – Why schools skip health insurance basics 
• (00:30) Master the Lingo – Decode premiums, deductibles & co‑insurance
• (06:17) Transform Your Coverage – How lifestyle & big pharma drive costs
• (09:57) Take Control – Final steps for smart insurance decisions

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